Think beyond financial assets and diversify your bank’s revenue streams

We provide technology which enables banks to deliver next generation banking experience to their customers.

Turn your bank into an all-in-one customer platform.

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Carve your bank’s own unique path to growth and establish market leadership through differentiation

Move past the competition by expanding the whole pie!

Just going digital is not enough

Adapt with the market for limitless potential

Unlock infinite market
share potential


More revenue by offering products that stick*


Higher profit potential by attracting high value
business customers*

*Based on financial performance of leading banks and as per industry research reports.

Redefining Bank Boundaries: A customer-centric approach to Digital Transformation

Your customers’ journey doesn’t stop at your Bank account, it starts there! Enable the digital transformation not just for your bank, but for the entire ecosystem for your customers

*Analyzed for a Bank with 100k SMB Customers and some other assumptions. We do not guarantee a similar performance as it depends on many factors.

What Universell offers is beyond any digital transformation. They helped us offer a complete business ecosystem to our business customers. At the end of the day, we make more money, our customers make more money, its as win-win as it could get!

Bank CTO

Amplify the power of your Bank Account and become a technology platform for your customers' business. Go Beyond the competition!

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Deliver value beyond financial assets by offering
sticky products to your customers

100% white label all-in-one Business Suite for your customers

Through our Banking as a Platform (BaaP) you can offer your customers a full suite of banking, payment, web services, marketing and business management services via a comprehensive API.

Multiply Revenue streams instantly

Discover new sources of non-interest income. After partnership setup and successful onboarding, you can launch your new services the next day, without investing years in technology.

Add an all-in-one business app marketplace
to house your product menu

Our partner banks’ customers save thousands of dollars and hundreds of man-hours every year by having all the tools they need for business management in one place.

CRM & Contacts

Email Marketing

Employee Management

Loyalty Programs
& Rewards

Payment Gateway

Website Builder

Online POS &
POS Hardware



Calendar &

Tasks & Project

Reporting & Analytics

Free CRM for your clients

Offer your own CRM which can replace 10+ different tools, including Gmail, Hubspot, Hootsuite and more. Saves tens of thousands of dollars a year for your customers by offering it for free for life. Installation and support are on us!

We integrate with your current in-house merchant service offering.

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Regain lost payment processing revenue

Don’t lose business to third party payment processors and providers such as Shopify, Stripe, etc. Become your clients’ primary payment partner. Integrate any gateway of your choice.

Become your clients’ primary payment partner – Use an existing gateway or we will custom integrate with the gateway of your choice.

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White label POS Hardware

Our enhanced functionality machines are Integrated with multiple Secure POS terminals and gateways with enhanced Universell suite of applications that supports real time automation.

  • Cards, contactless payments, digital wallets, cryptocurrency
  • PCI, EMV Compliant

POS system we work with:

Seamless experience via a comprehensive API

  • Automate your Bank’s processes to all the way through your Customers’ businesses
  • Offer integrated cutting-edge products to complement your current offerings. Our favorite Example – Offer website with Payments to your priority customers


The support you can count on

Priority support included with all our products.

Training, retraining and certifying your staff to sell,
grow and expand your limits.


How Universell-powered Banking Platforms are better than NeoBanks?

NEO Banks

Limited and Mundane Tools offered

Most NeoBanks aim for a marginal improvement only by digital the existing account, lending, payment, wealth, forex, and other traditional banking processes.

Heavy long-term investments

NeoBanks reuire millions in funding that comes at a cost and with many restrictions and regulations

Long incubation period means lost revenue

With huge investments, come longer waiting times, delays, managerial issues that must be dealt either in-house or by hiring expensive consultans.

Universell-powered Banks

Offer a complete business app Ecosystem for 10X growth

Offer the most exciting tools on the market that command major share of your SMB customers’ wallet. Build incremental transaction income, attract high-vale clients and improve customer loyalty by offering sticky products.

Small one-time fee, starting $15k

With Universell, banks are able to achive an ROI as high as 2,300. No hidden charges. No commitments.

Long incubation period means lost revenue

With huge investments, come longer waiting times, delays, managerial issues that must be dealt either in house or by hiring expensive consultans.

With Universell, your Bank can now challenge traditional & current banking paradigms to build a more sustainable market dominance.

Stand out, or walk out!

Banks are increasingly losing market share to Neo Banks!

The Banks we work with are growing every day


Improvement in growth rate of customers by 20% or 1.2 times


Added LTV to Bank from one customer on an average*


ROI of deploying Universell Technology and Services*

*Analyzed for a Bank with 100k SMB Customers and some other assumptions. Performance is dependent on a multitude of factors and cannot be guaranteed. Client Bank needs vary and can be customized

Reinvent your bank business model through Universell's cutting-edge technology

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